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Manager Task Force

Are you looking for a new challenge? Would you like to take on responsibility and develop yourself further? Then join us and drive the change!

At Toyota, we know that nothing is impossible. This is not only true for Toyota as a mobility brand, but also for us: Toyota Kreditbank GmbH (TKG). As the bank of one of the world's largest automobile manufacturers, we have been operating successfully in the German market for over 35 years - and are continuing to grow.

Toyota's mission for the future, "Mobility for All," is to give as many people as possible access to mobility. That is why our shareholder is expanding its existing business model to include relevant solutions that deliver added value to society. This idea is also reflected in our innovative financial products and customer-focused services, which regularly earn us the Best Autobank award. Together we can strive for innovation and redefine the boundaries of what is possible without losing sight of our roots.

Your Tasks:

  • Credit support for medium to large car dealership groups, also in the intensive and problem loan area

  • Expert financing advice to borrowers for investment projects in the property and movables sector with negotiation of collateral

  • Preparation of the qualified credit vote, credit decisions within the scope of the authority granted (€ 2 million) and preparation of decision-ready draft resolutions for higher-level decision-makers, also in English

  • Drawing up loan and collateral agreements, arranging notarised deeds and carrying out loan disbursements in line with requirements, if necessary with building status checks

  • Ongoing creditworthiness monitoring on the basis of annual financial statements, income statements during the year, planning calculations, income and asset documents and forward-looking KDF analyses

  • Preparation of analyses for early risk identification; recommendation and initiation of risk-reducing measures where necessary

  • Recommendation of rating upgrades/downgrades

  • In the case of problem loans (Ma Risk Definition), support for restructuring processes (plausibility check of restructuring concepts to assess the ability to restructure, ongoing reporting on target/actual analyses)

  • Participation in intra-departmental or cross-departmental process changes or projects to continuously improve the quality and efficiency of processes

Your Profile:

  • Bank clerk (m/f/d) with further training or business studies or a comparable qualification

  • At least 5 years of professional experience in the commercial lending business, ideally also in the area of investment financing and in dealing with problem loans 

  • Sound knowledge of balance sheet and credit analysis and in the assessment of credit risks in the commercial lending business with the necessary legal expertise 

  • Sound judgement, assertiveness and negotiating skills

  • Responsible way of working and strong analytical and conceptual skills

  • Willingness to learn and quality awareness

  • Customer-orientated thinking

  • Confident handling of the MS Office package

  • Very good knowledge of German and good technical knowledge of English

What we offer:

Wir bieten Ihnen:

We offer you a progressive workplace with challenging, varied tasks in a dynamic environment and a pleasant working atmosphere. Flexible working hours and targeted training are part of the package as well as an attractive remuneration and a company pension. We also offer a vehicle leasing programme in which you and up to two relatives can participate. Through our cooperation partner Urban Sports Club you can take advantage of various fitness offers at reduced conditions. Two canteens are available for your subsidized lunch.

Apply now »