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Team Lead (m/w/d) Credit Assessment

Are you looking for a new challenge? Would you like to take on responsibility and develop yourself further? Then join us and drive the change!

At Toyota, we know that nothing is impossible. This is not only true for Toyota as a mobility brand, but also for us: Toyota Kreditbank GmbH (TKG). As the bank of one of the world's largest automobile manufacturers, we have been operating successfully in the German market for over 35 years - and are continuing to grow.

Toyota's mission for the future, "Mobility for All," is to give as many people as possible access to mobility. That is why our shareholder is expanding its existing business model to include relevant solutions that deliver added value to society. This idea is also reflected in our innovative financial products and customer-focused services, which regularly earn us the Best Autobank award. Together we can strive for innovation and redefine the boundaries of what is possible without losing sight of our roots.

Your Tasks:

 

  • Ensuring the timely decision of credit and leasing requests.
  • Creating and providing various performance reports on a monthly and annual basis for analysis, as well as informing the team and superiors.
  • Advise and support subordinate employees in solving problems such as critical credit rating decisions, the processing of transactions that deviate from the processing standard or regulatory requirements / innovations.
  • Advise and support the traders in all technical issues, e.g. in the case of rejected or commissioned credit inquiries.
  • Participate in the creation and regular updating of guidelines, work instructions and process optimizations.
  • Implementing training requirements in consultation with the manager.
  • Assisting with the entry and approval of invoices.
  • Ensuring compliance with internal bank guidelines in day-to-day business (e.g. credit checks, quality standards and fraud prevention) to comply with all relevant legal and internal requirements, e.g. AMLA and KYC process.
  • Leading, motivating and developing employees within the framework of the company's management principles. 

Your Profile:

 

  • Successfully completed banking training or comparable training
  • Several years of professional and management experience in banking or leasing
  • Sound knowledge of the credit and leasing business
  • A high degree of initiative and assertiveness
  • Strong communication skills and good interpersonal skills
  • Strong customer orientation
  • Willingness to take responsibility and initiative
  • Good basic knowledge of MS Office applications
  • Very good written and spoken German 

What we offer:

Wir bieten Ihnen:

We offer you a progressive workplace with challenging, varied tasks in a dynamic environment and a pleasant working atmosphere. Flexible working hours and targeted training are part of the package as well as an attractive remuneration and a company pension. We also offer a vehicle leasing programme in which you and up to two relatives can participate. Through our cooperation partner Urban Sports Club you can take advantage of various fitness offers at reduced conditions. Two canteens are available for your subsidized lunch.

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