Specialist (m/f/d) Validation

Are you looking for a new challenge? Would you like to take on responsibility and develop yourself further? Then join us and drive the change!

At Toyota, we know that nothing is impossible. This is not only true for Toyota as a mobility brand, but also for us: Toyota Kreditbank GmbH (TKG). As the bank of one of the world's largest automobile manufacturers, we have been operating successfully in the German market for over 35 years - and are continuing to grow.

Toyota's mission for the future, "Mobility for All," is to give as many people as possible access to mobility. That is why our shareholder is expanding its existing business model to include relevant solutions that deliver added value to society. This idea is also reflected in our innovative financial products and customer-focused services, which regularly earn us the Best Autobank award. Together we can strive for innovation and redefine the boundaries of what is possible without losing sight of our roots.

Your Tasks:

  • Validation of risk models for the normative and economic perspective (i.a. application assessment and rating systems, IFRS 9 models, credit portfolio, stress test) in accordance with the statutory European requirements (CRR, CRD, MaRisk)
  • Support of validation tools used for regular reviews of risk models.
  • Compilation of validation reports and maintenance of documentation for proper and independent assessment of credit/leasing risks and compliance with the TKG Group credit risk strategy
  • Active participation in national and international projects with regard to the implementation of regulatory validation requirements for credit risks
  • Development and maintenance of documentation of internal guidelines in the Group Risk Controlling department for the TKG Group pursuant to legal requirements of the European supervisory authorities (EBA, ECB, Bafin, Bundesbank).

Your Profile:

  • Successfully completed studies in Economics, Business Administration or a comparable subject with a quantitative orientation or banking and risk management relevance incl. supervisory law
  • Relevant professional experience (ideally 3-5 years) in risk management and/or risk controlling in connection with regulatory requirements
  • Competence in statistical methods and/or risk management models (mainly credit risk)
  • Knowledge of German and European regulatory requirements (CRR, CRD, MaRisk)
  • Confident use of MS Office products - in particular MS Excel - as well as skills in data processing (SQL) and statistical softwares (e.g. R, SAS, SPSS, Python)
  • Pragmatic problem-solving skills and a strong analytical mindset
  • A high degree of personal responsibility and independence
  • Fluency in both written and spoken English

What we offer:

Wir bieten Ihnen:

We offer you a progressive workplace with challenging, varied tasks in a dynamic environment and a pleasant working atmosphere. Flexible working hours and targeted training are part of the package as well as an attractive remuneration and a company pension. We also offer a vehicle leasing programme in which you and up to two relatives can participate. Through our cooperation partner Urban Sports Club you can take advantage of various fitness offers at reduced conditions. Two canteens are available for your subsidized lunch.