Expert (m/f/d) Dunning/ Claims/ Recovery (Temporary replacement due to illness max. 18 month)

Reminding/Damage/Utilization

Köln, DE

As Toyota Kreditbank, the financial services provider of a leading global mobility group, we have been pursuing our mission of “mobility for all” for over 35 years. At our company, people don't just move numbers - they develop ideas, take responsibility, and create solutions that deliver real added value.

Our strong customer focus, modern finance and leasing products, and commitment to continuous improvement (Kaizen) shape our work and regularly earn us the award for Best Car Bank.

Apply now and start your success story at Toyota Kreditbank.

Your Tasks:

 

  • Advice and support for customers with payment-disrupted contracts or with special issues (destruction of the vehicle, death, etc.).
  • Processing and settlement of total losses and theft claims between Toyota Kreditbank, insurer, car dealership, customer and lawyers.
  • Decision on the sale of vehicle residual values and settlement of contracts with legal examination of GAP claims.
  • Examination of GAP claims, their calculation and settlement, the deduction of amounts not eligible for GAP and the legal review of the insurance settlement.
  • Assessment and decision on substitute collateral, waiver of collateral and credit assessment of debtors.
  • Correspondence, negotiation and decision on qualified deferrals, postponements of due dates, refinancing, debt assumption, surrender of vehicles and terminations.
  • Monitoring of qualified reminders.
  • Independent correspondence and negotiation with contractual partners, dealers and lawyers.
  • Preparation of administrative processes in connection with vehicle sales, e.g. control of incoming payments, transportation.

Your Profile:

 

  • Completed commercial training, preferably in a motor trade company
  • Several years of practical professional experience in the banking or insurance industry, especially in the area of financing and leasing
  • Basic legal knowledge, especially in insurance law and extrajudicial dunning procedures
  • Problem-solving skills and analytical thinking
  • Willingness to make decisions and negotiating skills
  • Very good communication skills and friendly manner
  • Good self-organization and independent working style

Benefits:

Benefits:

  • Flexible working hours with up to 24 days of compensatory time off per year
  • Up to 12 days of mobile working per month, depending on position
  • 30 days of vacation plus public holidays on December 24 and 31 and usually, "Rosenmontag" is a day off work
  • Capital-forming benefits and employer-financed pension plan
  • Employee vehicle loan program
  • Free parking
  • Discounted fitness offers and two subsidized canteens