Specialist (m/f/d) Risk Management

Are you looking for a new challenge? Would you like to take on responsibility and develop yourself further? Then join us and shape the change!

KINTO Germany GmbH, as a new company of the Toyota Group, brings together innovative and modern mobility solutions. As a mobility company, KINTO offers various mobility services and products, ranging from commercial leasing to flexible car subscriptions. In Germany, KINTO started with the products KINTO One and KINTO Flex. KINTO One stands for customized solutions in the segment of full-service commercial leasing of vehicles, and KINTO Flex is a flexible car subscription with short terms. In addition, KINTO offers a smart commuter solution for sustainable mobility.

KINTO as a brand can be found not only in Germany, but also in other European countries including England, France, Italy, Spain and Portugal.

Your Tasks:


  • Credit risk monitoring and determination of impairment requirements for loan defaults in accordance with IFRS9  
  • Assist with quarterly risk report preparation
  • Cross-departmental cooperation to monitor interest rate risk reviews
  • Further development of risk models (scoring and rating models) in collaboration with specialized service providers
  • Control of data quality, particularly with regard to risk data
  • Exploration and evaluation of innovations and changes to relevant regulatory requirements alongside the support with conceptual implementation
  • Advice and support for external and internal audits as well as processing audit findings
  • Creation of ad hoc analyses and development of action-oriented recommendations for the whole company's risk management

Your profile:


  • Successfully completed studies in Economics, (Business) Mathematics, Computer Science, Industrial Engineering, or a related field of study 
  • At least 2 years of relevant professional experience in Risk Management, Risk Controlling, or Treasury, ideally in the Financial Services industry or in consulting
  • Proficient handing of risk models and their functionalities
  • Ability to implement goal-oriented solutions to complex problems 
  • A strong analytical mindset paired with the ability to grasp concepts quickly
  • Fluency in both written and spoken German and English 


What we offer:

Wir bieten Ihnen:

We offer you a start-up mentality paired with work in a subsidiary of a global corporation - immerse yourself in the Toyota Way and the exciting corporate philosophy behind it. Characterized by high ethical and human values and a respectful working atmosphere with close communication and constructive feedback, you will work via short decision-making paths with a great deal of creative freedom. Internal and external workshops and trainings are offered for your individual development. The Europe-wide cooperation within a global group offers versatile tasks in a dynamic environment.

Flexible working hours are a matter of course for us. In addition to an attractive salary, you will also receive a company pension. We also offer a vehicle loan program and you can choose from two canteens for your lunch, which we subsidize.